Privacy Policy

PRIVACY POLICY

1. Introduction

   1. 1 InstaBiz (Pty) Ltd (“we” or “us” or “our”) respects the privacy of our users (“user” or “you”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website instabizglobal.com, including any other media form, media channel, website, or mobile application related or connected thereto (collectively, the “Site”). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.
   1. 2 We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the “Last Updated” date of this Privacy Policy. Any changes or modifications will be effective immediately upon posting the updated Privacy Policy on the Site, and you waive the right to receive specific notice of each such change or modification.
   1. 3 You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Site after the date such revised Privacy Policy is posted.

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2. COLLECTION OF YOUR INFORMATION

   We may collect information about you in a variety of ways. The information we may collect on the Site includes:
   2. 1 Personal Data – Personally identifiable information, such as your first name, last name, email address, and demographic information, such as your age, and Country that you voluntarily give to us when you register with the Site or when you choose to participate in various activities related to the Site, such as online posts and comments. You are under no obligation to provide us with personal information of any kind, however your refusal to do so may prevent you from using certain features of the Site.
   2. 2 Derivative Data – Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, and your access times.
   2. 3 Financial Data – We store or collect no financial information and all financial information is stored by our payment processors, including but not limited to Payfast, PayPal and Paystack, and you are encouraged to review their privacy policy and contact them directly for responses to your questions.
   2. 4 Social Media Permissions – The Site may by default access your information made available by your social media accounts, including your name, email, gender, birthday, current city, and profile picture URL, as well as other information that you choose to make public. We may also request access to other permissions related to your account, such as friends, check-ins, and likes, and you may choose to grant or deny us access to each individual permission. For more information regarding social media permissions, refer to the policies and terms & conditions of each of the various social media services you make use of.
   2. 5 Data From Social Networks – User information from social networking sites, including but not limited to Apple, Facebook and Google, including your name, your social network username, location, gender, birth date, email address, profile picture, and public data for contacts. If you are using our mobile application, this information may also include the contact information of anyone you invite to use and/or join our mobile application.
   2. 6 Mobile Device Data – Device information, such as your mobile device ID, model, and manufacturer, and information about the location of your device, if you access the Site from a mobile device.
   2. 7 Third-Party Data – Information from third parties, such as personal information or network friends, if you connect your account to the third party and grant the Site permission to access this information.
   2. 8 Data From Contests, Giveaways, and Surveys – Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.

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3. USE OF YOUR INFORMATION

   Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:
   3. 1 Administer giveaways, promotions, and contests.
   3. 2 Assist law enforcement and respond to subpoena.
   3. 3 Compile anonymous statistical data and analysis for use internally or with third parties.
   3. 4 Create and manage your account.
   3. 5 Deliver targeted advertising, coupons, newsletters, and other information regarding promotions and the Site and our mobile application to you.
   3. 6 Email you regarding your account or order.
   3. 7 Enable user-to-user communications.
   3. 8 Fulfill and manage purchases, orders, payments, and other transactions related to the Site.
   3. 9 Generate a personal profile about you to make future visits to the Site and our mobile application more personalized.
   3. 10 Increase the efficiency and operation of the Site.
   3. 11 Monitor and analyze usage and trends to improve your experience with the Site and our mobile application.
   3. 12 Notify you of updates to the Site.
   3. 13 Perform other business activities as needed.
   3. 14 Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.
   3. 15 Process payments and refunds.
   3. 16 Request feedback and contact you about your use of the Site and our mobile application.
   3. 17 Resolve disputes and troubleshoot problems.
   3. 18 Respond to product and customer service requests.
   3. 19 Send you a newsletter.
   3. 20 Solicit support for the Site.

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4. DISCLOSURE OF YOUR INFORMATION

   We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
   4. 1 By Law or to Protect Rights – If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation. This includes exchanging information with other entities for fraud protection and credit risk reduction.
   4. 2 Third-Party Service Providers – We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
   4. 3 Interactions with Other Users – If you interact with other users of the Site, those users may see your name, profile photo, and descriptions of your activity, including commenting on posts, liking posts, submitting posts, sharing posts, or following blogs.
   4. 4 Online Postings – When you post comments, contributions or other content to the Site, your posts may be viewed by all users and may be publicly distributed outside the Site and our mobile application in perpetuity.
   4. 5 Third-Party Advertisers – We may use third-party advertising companies to serve ads when you visit the Site or our mobile application. These companies may use information about your visits to the Site and our mobile application and other websites that are contained in web cookies in order to provide advertisements about goods and services of interest to you.
   4. 6 Social Media Contacts – If you connect to the Site or our mobile application through a social network, your contacts on the social network will see your name, profile photo, and descriptions of your activity.
   4. 7 Other Third Parties – We may share your information with advertisers and investors for the purpose of conducting general business analysis. We may also share your information with such third parties for marketing purposes, as permitted by law.
   4. 8 Sale – If we reorganize or sell all or a portion of our assets, undergo a merger, or are acquired by another entity, we may transfer your information to the successor entity. If we go out of business your information would be an asset transferred or acquired by a third party. You acknowledge that such transfers may occur and that the transferee may decline honor commitments we made in this Privacy Policy.
   4. 9 We are not responsible for the actions of third parties with whom you share personal or sensitive data, and we have no authority to manage or control third-party solicitations. If you no longer wish to receive correspondence, emails or other communications from third parties, you are responsible for contacting the third party directly.

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5. TRACKING TECHNOLOGIES

   5. 1 Cookies and Web Beacons – We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience. When you access the Site your personal information is not collected through the use of tracking technology. Most browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Site or our mobile application. You may not decline web beacons. However, they can be rendered ineffective by declining all cookies or by modifying your web browser’s settings to notify you each time a cookie is tendered, permitting you to accept or decline cookies on an individual basis.
   5. 2 Internet-Based Advertising – Additionally, we may use third-party software to serve ads on the Site and our mobile application, implement email marketing campaigns, and manage other interactive marketing initiatives. This third-party software may use cookies or similar tracking technology to help manage and optimize your online experience with us. For more information about opting-out of interest-based ads, please visit the Network Advertising Initiative Opt-Out Tool, Digital Advertising Alliance Opt-Out Tool  or any other advertising opt-out tool of your choice.
   5. 3 Website Analytics – We may also partner with selected third-party vendors for Analytics, such as Google Analytics, and others, to allow tracking technologies and remarketing services on the Site and our mobile application through the use of first party cookies and third-party cookies, to, among other things, analyze and track users’ use of the Site and our mobile application , determine the popularity of certain content and better understand online activity. By accessing the Site, you consent to the collection and use of your information by these third-party vendors. You are encouraged to review their privacy policy and contact them directly for responses to your questions. We do not transfer personal information to these third-party vendors. However, if you do not want any information to be collected and used by tracking technologies, you can visit the third-party vendor or the Network Advertising Initiative Opt-Out Tool or Digital Advertising Alliance Opt-Out Tool, or any other opt-out tool of your choice.
   5. 4 You should be aware that getting a new computer, installing a new browser, upgrading an existing browser, or erasing or otherwise altering your browser’s cookies files may also clear certain opt-out cookies, plug-ins, or settings.

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6. THIRD-PARTY WEBSITES

   6. 1 The Site may contain links to third-party websites and applications of interest, including advertisements and external services, that are not affiliated with us. Once you have used these links to leave the Site or our mobile application, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information. Before visiting and providing any information to any third-party websites, you should inform yourself of the privacy policies and practices (if any) of the third party responsible for that website, and should take those steps necessary to, in your discretion, protect the privacy of your information. We are not responsible for the content or privacy and security practices and policies of any third parties, including other sites, services or applications that may be linked to or from the Site.

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7. SECURITY OF YOUR INFORMATION

   7. 1 We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.

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8. POLICY FOR CHILDREN

   8. 1 We do not knowingly solicit information from or market to children under the age of 18. If you become aware of any data we have collected from children under age 18, please contact us via the Contact Us page.

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9. OPTIONS REGARDING YOUR INFORMATION

   9. 1 Account Information
      You may at any time review or change the information in your account (except you cannot change your username) or terminate your account by:
      9. 1. 1 Logging into your account settings and updating your account;
      9. 1. 2 Contacting us using the contact information provided below;
      9. 1. 3 Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with legal requirements.
   9. 2 How long we retain your data
      9. 2. 1 If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
   9. 3 Emails and Communications
      If you no longer wish to receive correspondence, emails, or other communications from us, you may opt-out by:
      9. 3. 1 Noting your preferences at the time you register your account with the Site;
      9. 3. 2 Logging into your account settings and updating your preferences;
      9. 3. 3 Contacting us via the Contact Us page;
      9. 3. 4 If you no longer wish to receive correspondence, emails, or other communications from third parties, you are responsible for contacting the third party directly.

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10. CONTACT US

    10. 1 If you have questions or comments about this Privacy Policy, please contact us via the Contact Us page.

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